Democrat Amateur Hour in State Assembly

Stephen Frank | February 25, 2010

The Democrats in the State Assembly force a number of votes.  The bills pass.
Then the Democrats realize they voted on the “wrong” bills.
Then the Democrats, without a vote” expunge” the bills, as if the votes never happened.
Now you understand why we have a $36 billion budget, that they claim is only [...]

Home Mortgage Loan Advice

Remy | May 5, 2009

Rent cost is money you spent which you will never get back. Buying a home is, in contrast, an investment. However, it is an important decision you take that can affect you for life positively or negatively. To buy a home (at least if you are not one of the supper rich Americans) you need [...]

What You Need To Know About The Obama Loan Modification Plan

Marlon Baugh | May 5, 2009

This Plan was developed to help struggling home owners restructure their mortgage, which would reduce the foreclosure rates and Keep home owners in their homes and would also slow the decline in home values.  The Obama Loan Modification Plan has about $75 billion allocated to accomplish this task of making bad loans good and should [...]

Some Other Types of Mortgage Loans

Christen Scott | May 5, 2009

There are many types of mortgage loans available depending on their features which help different borrowers in different ways. Some commonly used mortgage loans are available in market depending on the features like amount of mortgage loan, the duration for which the loan is borrowed and also the amount of principle and interest to be [...]

Living the Green Life in Victorville

Ron Littlefield | May 2, 2009

The City of Victorville has developed an on-line reality program focused on reducing water consumption, encouraging recycling and reducing waste while promoting a planet friendly way of living.
The web based reality program, will soon air on the City of Victorville website, and features families competing to becoming eco-friendly. The program will be divided into three [...]

Town of Apple Valley helps first time homebuyers with Downpayment Assistance Program

Staff Reporter | April 20, 2009

APPLE VALLEY – The Town of Apple Valley is currently offering down payment assistance to low, moderate and middle income first time homebuyers for the purchase of foreclosed and abandoned residential properties. Funding is provided through the Housing and Economic Recovery Act of 2008 with the purpose of reducing the blight of vacant homes and [...]

Making Home Affordable Program FAQ’s

Staff Reporter | April 2, 2009

Can Making Home Affordable help me if my loan is not owned or securitized by Fannie Mae or Freddie Mac?
Yes. Making Home Affordable offers help to borrowers who are already behind on their mortgage payments or who are struggling to keep their loans current. By providing mortgage servicers with financial incentives to modify existing [...]

Important Considerations Before Buying Foreclosed Properties

Staff Reporter | April 2, 2009

The real estate rates are going sky high in almost all the regions of the world and that is where foreclosed properties provide relief to the buyers. Foreclosed properties are those properties which are repossessed by the lenders when the borrower’s corrupt the mortgage bond by missing couple of monthly installments of the mortgage loan. [...]

What is a short sale?

Staff Reporter | April 2, 2009

A short sale is one way that people are still making money in the real estate market. It is hard to imagine anyone making money in real estate right now, but with short sales the opportunity is still there. The definition of a short sale is when there isn’t enough equity in the home to [...]

Apple Valley offers 0% loans for residential rehabilitation

Ron Littlefield | March 21, 2009

Apple Valley – Low and moderate income home owners in Apple Valley may qualify for loans to pay for basic home repair.  Eligible Apple Valley residents can qualify for a 0% interest, deferred loan for up to $20,000.  The 0% interest loans are deferred for 30 years, with no payments required during that time unless [...]